Let’s talk about something I hear all the time, “Are home prices about to crash?”

There’s been so much noise out there lately, and honestly, I don’t blame anyone for being confused. But here’s the real story: prices aren’t dropping — they’re just rising more gradually.

And that’s actually a good thing.

After the whirlwind pace of the past few years, the housing market is finally starting to stabilize. And when you look at what the experts are saying, it becomes really clear:
home values are expected to go up — not down — over the next several years.

What the Experts Are Saying

The Home Price Expectations Survey from Fannie Mae includes insights from over 100 top housing experts, economists, and market strategists. And the consensus?

Steady price appreciation through 2029.

                                   (Courtesy of Keeping Current Matters)

On average, these experts project home prices to rise 3.3% annually through 2029. Even the most conservative projections still show growth, not decline.

This kind of steady appreciation is much more sustainable and healthy compared to the spikes we saw in 2020 through early 2022. That’s the kind of foundation you want in a housing market.

Perspective Is Everything

Now let’s zoom out for a sec…

Even though the pace of growth has slowed lately, home prices have still risen substantially over the past few years.

                                    (Courtesy of Keeping Current Matters)

That chart puts it into perspective. Home values are up almost 47% since January 2020.

Let that sink in — 47%!!

So, even if you’re hearing that prices have dipped slightly in some markets, it’s important to remember just how much ground we’ve gained. If you bought before or during the pandemic, chances are you’ve built a significant amount of equity — and that’s real wealth.

What This Means for You

If you’ve been on the fence waiting for a crash… this might be your sign.

The market isn’t crashing — it’s correcting into a more balanced pace.

And if you’re a homeowner thinking about selling?? You might be sitting on way more equity than you think. That could give you the flexibility to make your next move with ease — and possibly without even needing to bring cash to closing.

Bottom Line

The headlines can be loud, and honestly, kind of dramatic. But the data tells a different story — a calmer, smarter one.

If you’re wondering what this means for you personally — whether you’re thinking about buying, selling, or just planning ahead — let’s talk it through. I’ll walk you through what’s happening here in the South Bay, and what kind of opportunities might be waiting for you.

I’ve got you every step of the way!!

(Source: Keeping Current Matters)